.N-wallet is digital wallet where the user can send and receive money in digital format. User can pay to the merchant by scanning the QR code. User can also send money to another user by mobile number. The user request and payments are notified by text messages. User can add money to the wallet by means of CC-Avenue which is an authorised payment gateway. N-Wallet contains a special feature called N-Connect so that users who are registered can connect with each other and chat.